Property Investment Activity is Weakening

Australian property investment activity is weakening despite two-year high levels early into 2010. The slowing investment activity in housing can be attributed to the rising interest rates and the wait-and-see approach by investors.

Invest in a House or an Apartment?

Invest in a house or an apartment? Investing in a house or an apartment depends on the location of the desired property and your budget. When considering property it is important that you determine which property will deliver the highest capital growth.

RBA Increase Cash Rate by .25 percent

The Reserve Bank of Australia increased the official cash rate by .25 percent at the November board meeting. With warnings in the past quarters, the RBA decided this month that increasing the cash rate from 4.5 to 4.75 percent would help the Australian economy fight inflation pressures.

The Home Loan Type Right for You

When looking for a new home loan you must consider the home loan type right for you, whether you want a fixed, variable or split loan.

Investors Creating Housing Bubble

According to the Reserve Bank of Australia rental property investors that are keen to create capital growth may cause a housing bubble. A decrease in rental fees suggest that housing price increase must have a limit as well.

Property market starting to increase

The property market this spring is starting to increase and this means that this is the ideal month to have your share at the property market. The normal trading activity of the property sector during spring was delayed for a number of weeks due to cold weather conditions, school holidays, three footy grand finals and the federal election.

Winning at Auctions

Winning at auctions is quite a difficult feat to achieve, there is a certain sense of tension when purchasing property at an auction and it is important that you have the tools and knowledge that will help you succeed. Whilst those who have more money often win, property auctions require proper money management and an element of psychological warfare. Due to the tension an auction can present, it is important that you are well prepared.

Interest rates may rise

Interest rates may rise to maintain the surge in the minerals and energy industry which is the largest since the late 19th century according to the Reserve Bank of Australia. Cities that are far away from mining towns like Sydney will not be spared from the interest rate hike.

Will environmentally friendly properties add value?

Will environmentally friendly properties add value?There has been a move towards eco-friendly properties since energy ratings on all properties leased or sold in Australia became mandatory.

Tips for First Home Buyers

Even when house prices and interest rates steadily rise, it is still possible to save for a deposit, tips for first home buyers that will help reduce your debt and start saving for a new home. First, you must have a budget so that you can have discipline financially. Without discipline, it would still be difficult for a first time home buyer to get a home or use the Government’s First Home Saver Account.

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